OPEN ENROLLMENT IS CLOSED
Open Enrollment (Coming Nov 2022) FAQs
Open enrollment is held in November every year. During open enrollment, employees who are eligible for health coverage may change their medical plan enrollment, add coverage for themselves and/or dependents who were not previously enrolled in coverage; or in some cases, decline to continue existing coverage. All open enrollment changes, additions, and declinations of coverage will become effective January 1st of next year (2023).
Employees who wish to make a MCSIG plan change must complete, sign, and submit a MCSIG
Change Form to Human Resources for processing before Monday, November 22, 2022 (See "Forms" below).
NOTE: MCSIG will not accept late or incomplete forms (missing signatures, supporting documentation, or incomplete information; employees who do not wish to make any MCSIG health coverage changes do not need to do anything during
the open enrollment, since their existing enrollment will continue as is.
Employees who wish to participate in the District's Section 125 reimbursement plan next year (2023) must contact Troy Pittock, Hartnell's American Fidelity Manager, to complete the Section 125 enrollment.
NOTE: employees currently enrolled (2022) in the Section 125 reimbursement plan must re-enroll in order to continue participation into next year (2023).
Hartnell College provides full-time employee health coverage through Municipalities, Colleges, and Schools Insurance Group (MCSIG). Employees also have the opportunity to voluntarily participate in additional, supplementary coverage offered by the District.
Full-time employees may select from a menu of medical plan options offered by MCSIG
(all eligible employees are covered by the dental & vision plan). The District pays
100% of full-time employee premiums, and 95% of dependent premiums - up to the cost
of coverage for MCSIG's Medical PPO $25 plan (aka "Base Plan").
Employees who elect to enroll in medical coverage that costs less than the "Base Plan"
coverage may receive the difference in cost (up to $200/month). This is a District-paid
"shared savings" contribution deposited into an HRA (Health Reimbursement Account)
on behalf of the employee. (For more information, see below, "Active Employee Insurance Cost Comparison Chart,"
and "District Health Benefits Overview"; also, visit the Section 125 & HRA webpage
by clicking the link on the left.)
Employee + dependent health coverage is designed to emphasize wellness and preventative care, through a combination of the MCSIG program and the District's voluntary supplemental plans:
- Blue Shield of California Medical coverage^ (Effective Jan 2020)
- Behavioral/Mental Health Care coverage included
Mental health coverage is aligned with the plan's medical copay - Chiropractic coverage is not included in Blue Shield coverage (See "CHPC" below)
- MCSIG PPO$20 Termination Notice (Eff. Jan 2021)
- MCSIG PPO$35 Termination Notice (Eff. Jan 2021)
- MCSIG Network Change Notice and FAQ (2020)
^$25K Basic Life + $25K A.D.D. life insurance for employee via MetLife Updated!
- Behavioral/Mental Health Care coverage included
- BridgeHealth Deductible-free, Medical/Surgical coverage
- TelaDoc 24-hour, On-Call, Telephonic and Video physician services (Mobile App Download )
Includes TelaDoc Behavioral/Mental Health Licensed therapist appointments - Eff January 1, 2020
Covered members have access to a licensed therapist by phone or video with scheduled
appointments at no charge. Review: Behavioral Health With Teledoc (Also see "Useful Links" at left)
- MetLife Employee Assistance Program provided through LifeWorks - Premier Option
Up to 5 in person counseling sessions, Work-Life Services, Financial Services, Legal Services, Identity Theft Recovery Services, Telephonic Life Coaching, and Support for district Managers. - Brightline Mental Health Option for Adolescents - Effective 1/1/22 - NEW 2022!!
A virtual behavioral health solution focused on children between 1 ½ and 18 years old. (More information to coming soon!)
- Complete Care* Medical Expense Reimbursement Plan (Eff. Jan 2018)
- Complete Care Webinar (Time: 6 minutes)
- Complete Care Eligibility Flyer
- Complete Care FAQ's (Also see "Forms" below)
*Provided in partnership with Catilize Health Administrators
- Express Scripts Prescription coverage
- CHPC Chiropractic coverage
- Delta Dental Dental coverage (Medium Level with Orthodontia, plan #7104-2198)
- VSP Vision coverage (Medium Level, plan "B")
- Wellness Incentive Programs Fitness Center Discounts, Healthy Weight Incentive, & more!
- Epic Hearing Hearing health coverage
District Coverage:
(available to Regularly employed part-time and full-time employees)
- Section 125 - Employee driven healthcare spending expense reimbursement account (HSA) & dependent day care expense reimbursement account (DCA)
- Employee Group Term Life Insurance through The Hartford (eff. 01/2014) Updated!
- Long-Term Disability Income Protection through MetLife (eff. 12/1/2018) for Classified EE's, Certificated EE's w/5 Yrs Service, and Certificated w/Less Than 5 Yrs Service Updated!
- Accidental death and dismemberment coverage (employees only)
- Access to enroll in multiple voluntary supplemental plans administered by American Fidelity (AF)
-
- Short-term Disability (*Note: District employees do not pay into CA State Disability)
- Accident Only
- Critical Illness
- Hospitalization
- Cancer
See: AF summary brochure (includes QR code to schedule an appointment to learn more)
-
Plan Information
New to insurance coverage? See these helpful and quick videos (under two minutes
each): Introduction to Breaking Down the Basics of Benefit Coverage, and Learning the Lingo used in benefit plan comparisons.
- MCSIG - MEDICAL Plan Coverage / 2021 At-A-Glance Comparison Chart
- MCSIG - MEDICAL Summary Plan Descriptions
(Medical Plan Benefits & Exclusions) - MCSIG DENTAL Plans - Evidence of Coverage (v. 07/2011)
Tip: Delta Dental Premier vs Preferred Coverage
- MCSIG VISION Plans - Evidence of Coverage (v. 07/2011)
MCSIG Vision Plan B - Summary At-A-Glance
Employee Costs / Plan Rates
- District-Paid Health Benefits Philosophy: 2022 Overview 2022 Update!!
- 2022 Active Full-Time Employee Insurance Cost Comparison Chart 2022 Update!!
- (Also see: Employee Pay Cycle Schedule/Section 125 & HRA Plan)
- (Also see: Employee Pay Cycle Schedule/Section 125 & HRA Plan)
- 2022 Potential Out-of-Pocket Cost Comparison: PPO$25 vs. PPO Select w/District HRA 2022 Update !!
- 2022 MCSIG Medical Dental and Vision Rates 2022 Update!!
(See prior year costs at the bottom of this page, below)
Eligibility & Forms
MCSIG Eligibility Guidelines (v. 03/2013)
MCSIG Domestic Partner Guidelines 08/01/21 Update!!
MCSIG Website: RETIREE Coverage Guidelines 2022 Update !!
- MCSIG - Participant CHANGE Form 2022Update!!
- Completion of Declination section on page 2 is REQUIRED if any coverage for an eligible employee and/or dependent is waived
- Any employee who declines medical coverage MUST submit documented proof of other coverage
(i.e., copy of medical ID card, or other certification of coverage) with the completed
Declination form.
- Note: CSEA unit members may not decline MCSIG medical plan enrollment, per collective bargaining agreement.
- MCSIG Complete Care Reimbursement Plan - Enrollment Form (pdf)
- MCSIG Complete Care Reimbursement Plan - Attestation Form (pdf)
- NOTE: Both above forms are required WITH either the MCSIG Enrollment (for new coverage) or Change form declination (for change
of coverage).
- NOTE: Both above forms are required WITH either the MCSIG Enrollment (for new coverage) or Change form declination (for change
of coverage).
- MCSIG - NEW-HIRE/NEW Participant Enrollment Form (pdf) 2022 Update!!
Documents verifying dependent status is required for all enrolled dependents, including Domestic Partners (see above "MCSIG Eligibility Rules").
Webpage last updated: 06/15/22
Who To Contact
-
Louann Raras
Human Resources Specialist
Phone: (831) 770-6166
Building: D - College Administration (North)
Office: Room 110
College Administration (North) -
Alma Arriaga
Human Resources Specialist
Phone: (831) 770-6168
Building: D - College Administration (North)
Office: Room 111
College Administration (North)